Don’t Assume the Default 401(k) Contribution Is Enough

When you opened up your 401(k), you were probably presented with a few default options. Maybe your workplace automatically put 3% of your paycheck towards 401(k) contributions, for example. Maybe you were told that the company would match your contributions up to 5%, so you elected to contribute 5% to get that company…

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Author: Nicole Dieker on Two Cents, shared by Nicole Dieker to Lifehacker

Here’s What People Wish They Knew at Your Age

“You don’t have to be so angry,” I wish I could tell myself at 16. “Get a real job and stick with it,” I wish I could tell myself at 23. You can’t tell your younger self what you know now. But you can give advice to everyone of the same age. And you can read what other people wish they’d known at your current age: at…

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Author: Nick Douglas