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5 Things to Consider When Finding the Best School for Your Kid
Singapore is known to have one of the most competitive and high quality education system in the world. For expats who decide to
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Easy and Delicious Chew Gluten Free Vegan Chocolate Chip Cookies Recipe
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The Best and Worst Reasons to Borrow Money
In the world of finance, debt is a contentious issue. Some people will tell you there’s never a good reason to borrow money, while others rely on debt constantly.
If you’re trying to make up your mind, any number of experts will tell you the same thing: there’s
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Author: Penniless Parenting
A week in family law: Divorce reform, forced marriage, and yet another call for an inquiry
I will begin with a short trip across the Irish Sea, for some good news. People in the Republic of Ireland have voted overwhelmingly to liberalise their divorce laws. The Irish constitution currently states that spouses must be separated for four of the previous five years before they can get divorced. However, 82.1% of voters backed a change to that law, in a referendum held last Friday. The Irish parliament will now decide a new separation period before divorce is allowed, the Irish government having indicated prior to the referendum that it believed a two-year separation period (i.e. a minimum of two out of the preceding three years) was long enough. The Irish Minister for Culture Josepha Madigan, who previously proposed a liberalisation of the law in 2016, commented: “I think it’s an emphatic, unequivocal result, and, even though we have a very low marital breakdown in Ireland, it just demonstrates the amount of people who stand in solidarity with them.” Excellent.
Back in this country, new figures released by the Forced Marriage Unit (‘FMU’) reveal that the number of forced marriage cases they dealt with jumped to a record high last year. The FMU dealt with 1,764 cases in 2018, an increase of 47% over the year before. The Home Office said that the sharp increase in cases does not “necessarily represent” a spike in prevalence, but rather a greater awareness of forced marriage being a crime, and an improved data recording process. Of the cases dealt with by the FMU in 2018, 75% involved female victims and 17% involved male victims, with the sex of the victim being unknown in the remaining cases. Where the age was known, 17.7% of cases involved victims aged 15 years old or less, and a further 14.9% involved 16 and 17 year olds. You can read the full statistics here.
Moving on, no sooner do I voice my concerns over the constant calls for changes to the family justice system than another one crops up (as I said in my post sometimes it seems as if hardly a day passes by without the announcement or call for some new inquiry, review, initiative, or campaign for change). The next such call has come from “a group of [37] concerned family and human rights lawyers, working in-house in women’s organisations, in private practice and at the Bar”, who are asking for an independent inquiry into treatment of domestic abuse in family courts. Apparently, whilst they welcome the announcement last week by the Ministry of Justice that a panel of experts will review how the family courts protect children and parents in cases of domestic abuse and other serious offences, they do not think that a 12-week review is “enough time to properly evaluate the reasons why the system is currently placing children and victims at unacceptable risk.” They say that “any inquiry must be independent if justice is to be seen to be done”, and set out a shopping list of 12 “possible improvements to the family justice system for the inquiry to consider”. I particularly like the last, rather hopeful, one: “Legal aid for early legal advice needs to be reintroduced for ALL separating parents who are financially eligible. Cases that do not involve domestic abuse or safeguarding issues could then be diverted from the court system to mediation.” Good luck with that. If you wish you can read the whole letter here.
And finally, a salutary tale for any litigant tempted to tip the scales of justice in their favour by harassing the judge dealing with their case. The High Court has dismissed an appeal by a couple who were jailed for harassing a judge in adoption proceedings. Gary Hilson and Tracy McCarthy were found guilty of harassing Her Honour Judge Carol Atkinson and given a 16-week jail sentence by the Crown Court. The harassment included sending emails to the judge’s personal email address, making comments in the presence of court security staff to the effect that they knew the judges’ home address, and making comments in court which indicated they knew the movements of the judge’s husband and daughter. The High Court said that these incidents were capable of amounting to harassment, being designed to harass and intimidate the judge in relation to her public duty to the prejudice of the proper administration of justice, and therefore dismissed the appeal. Quite right too. You can read the full judgment here.
Have a good weekend.
The post A week in family law: Divorce reform, forced marriage, and yet another call for an inquiry appeared first on Stowe Family Law.
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Author: John Bolch
Killer Snails

And you thought they were just garden pests or a French delicacy
One of my kids is really into both trivia and nature, and we’re routinely subjected to recitations of unusual facts about the animal kingdom. So we were reading through one of the innumerable lists of the world’s deadliest animals. And of course we saw all the usual suspects—venomous snakes, hippos, mosquitos (you know, because malaria), box jellyfish, and so on. Animals that are widely known to be deadly for fairly obvious reasons. (Humans rank high in some of these lists too, but that’s another whole story.) But one entry on this list made me do a serious double-take: a snail.
Depending on which list you look at, the cone snail is either the fourth-and-a-half, fifth, ninth, or twenty-second deadliest animal on Earth. But anyway: super crazy deadly. And that’s not even the world’s only deadly snail. The freshwater snail also makes a bunch of the deadliest animal lists, coming in at fourth on one list, seventh on a second, and sixteenth on another.
So I’m thinking, wait, what? Seriously? Snails? Those little guys that blaze along at speeds approaching one furlong per fortnight? How are they deadly? Do people step on them after a rain storm, slip, and break their necks? Do they choke on them because they weren’t cooked with quite enough garlic and butter?
Well, no. Here’s the scoop.
The cone snail is not merely venomous; various species can produce hundreds of different venoms. A sting with the snail’s harpoon-like “teeth” can cause paralysis followed by death—sometimes within minutes—and there’s no antivenin. These lovely creatures are found in warm coastal waters, in places like the Caribbean, Hawaii, and Indonesia. Yowch.
Freshwater snails are not harmful themselves, but they carry a type of parasitic worm called a blood fluke. If a freshwater snail—or even the water it was hanging out in—comes into contact with your skin, the parasite can get into your body through the skin. It can then lay eggs inside you and cause a truly gross disease called schistosomiasis. This condition is treatable, at least, but it still kills way more people each year (think: hundreds of thousands) than the cone snail (think: single digits).
So let’s be careful about there. There may be no good way to die, but I’m pretty sure you don’t want “snail” listed in your obituary as the cause of death.
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Author: Joe Kissell
Stress Early in Pregnancy Tied to Lower Sperm Counts in Adult Sons
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Airlines’ Gift to New Parents: Loyalty Status
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Husband succeeds in appeal against financial order after process found to be unfair
As a family lawyer who spent most of his time dealing with cases involving clients of ‘ordinary’ means, it is nice occasionally to come across the report of a financial remedies case in which the parties do not belong to the ‘mega rich’ class (of course reported cases are more likely to involve the mega rich, as they can better afford the cost of taking their cases to the higher courts, where the judgment is more likely to be reported). The Court of Appeal decision in Crowther v Crowther, which was handed down in February 2017 but has only recently been reported on the Bailii website, was such a case.
The case concerned an appeal by the husband against an order that the wife retain the former matrimonial home, the only capital asset of the marriage, which had been purchased entirely from an inheritance that the wife had received from the estate(s) of her late parents. The case is not just of interest for what was decided, it also acts as a further demonstration of the difficulties that can arise as a result of legal aid not usually being available in financial remedies cases.
I don’t need to spend much time setting out the facts of the case. The parties were married for about ten years, before they separated. The property was purchased about half way through that period. At the time of the final financial remedies hearing it was valued at about £200,000, and was mortgage free.
After the separation the wife continued to live in the property, which has four bedrooms, along with her adult daughter from a previous relationship, and that daughter’s partner. The husband was living in his parent’s home.
A complicating factor was that both the husband and the wife were found to be vulnerable, in terms of their psychological and mental health. In fact, the wife’s mental condition led to concerns as to whether she had capacity to conduct the litigation. The husband, meanwhile, appeared to be physically disabled, although medical experts found very little physical explanation for his apparent disability, and that there was a very significant element of ‘functional overlay’.
The husband was fully represented at the hearing, and the wife was a litigant in person. The husband argued that the matrimonial home be sold, that the net proceeds be divided equally, and that that would provide each party with sufficient to rehouse themselves. The wife argued that the husband was not entitled to any claim on the house because it represented her inheritance from her parents, and that if he wanted to live independently, the husband could easily fund it by either obtaining council accommodation, or through housing benefit. He did not therefore need any capital from the house.
The hearing was conducted by His Honour Judge Tolson QC. He of course was put in the difficult position of trying to ensure fairness between one party who was represented, and one party who was not. To achieve this he undertook questioning of the husband, effectively on behalf of the wife. The questioning was extensive, and as a result of it Judge Tolson formed the opinion that the husband was unlikely to be able to live independently. This had not been part of the wife’s case. Nevertheless, it was a primary reason for him concluding that receiving a half share of the property would not actually meet the husband’s needs. Accordingly, he ordered that the wife should have the property.
The husband appealed, to the Court of Appeal. Giving the leading judgment Lord Justice McFarlane found that the process adopted by Judge Tolson had been unfair to the husband. The husband should have been given advance warning that the issue of whether he was able to live independently would be raised, so that he could take steps to present his case in order to meet it. He had been given no such warning, and that determined the appeal, irrespective of any issue of whether Judge Tolson had wrongly put the issue of contribution (i.e. the wife funding the property out of her inheritance) above the issue of the parties’ needs.
Accordingly, the husband’s appeal was allowed, and the case was sent back to the family court to be heard again. Lord Justice McFarlane expressed the wish that the wife should be represented, the case in his view being sufficiently complex to justify exceptional legal aid funding.
As I said earlier, the case is a demonstration of the difficulties that can arise as a result of legal aid not usually being available in financial remedies cases. It also shows that that can lead to unfairness not just to the party who is unable to obtain legal representation, but also to the other party.
The full judgment can be read here.
The post Husband succeeds in appeal against financial order after process found to be unfair appeared first on Stowe Family Law.
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Author: John Bolch
Cruise Ship Condos

Making your home on the high seas
Back in 2006, my wife and I were living in San Francisco and bristling at the rapidly increasing rents (yes, even that long ago). We noticed the prices for homes in our neighborhood (much like the one we were renting) and couldn’t fathom ever being able to afford a mortgage for a tiny house in an unfashionable neighborhood of the city. Needless to say, that situation has gotten far, far worse in the intervening years. We do own a house now, but it’s a very small one, and nowhere near San Francisco. When looking for a home, we toyed with the idea of buying a condo instead, but even though they might cost a bit less, you pay monthly fees for maintenance of the building and common areas; yet you get less privacy and have less flexibility in how you can use or modify the space.
On the other hand, we love to travel, so I was intrigued by a notion that was all the rage in the mid-2000s: selling cruise ship cabins as condos. Roughly speaking, the sales pitch was that for just a bit more money than you’d pay for a luxury condo, you could travel the world in style without leaving home—or spending extra on airfare and hotel accommodations. In other words, if you were thinking about buying a condo anyway, if you like to travel, and if your work and lifestyle didn’t tie you to a particular location, you could have your cake and eat it too.
I speak about this in the past tense even though it’s technically still possible. But as I’ll explain in a moment, changing market conditions have largely taken the wind out of this idea’s sails.
Liquid Assets
Living full-time in a cabin on a cruise ship isn’t quite as simple as buying an expensive condo. For one thing, your average working middle-class couple—an ideal target market for a conventional condo—might run into difficulties living on a ship beyond merely paying for it. Most jobs require employees to show up at a particular location, for instance, and a ship could be highly problematic if you’ve got school-aged children, as we do. So retirees and the excessively rich are among those most likely to purchase a condo on a ship. On the other hand, living aboard a ship for a month or two at a time is well within the means of many ordinary, working citizens, and in some cases one can buy fractional ownership of a cabin—very much like a timeshare. Even those who purchase a cabin outright generally maintain land-based homes as well, and spend only a few months of the year on the ship.
When I say “cabin,” by the way, don’t think I’m talking about an ordinary ship’s cabin—as in a smaller and less comfortable hotel room. On the contrary, the homes you can buy on a ship range from simple studios to expansive suites with three bedrooms, sweeping verandahs, and every conceivable amenity. Most units have kitchens, though of course you’ll be somewhat limited in where you can shop for groceries. But naturally each ship has numerous restaurants as well, so you needn’t do your own cooking at all.
As just one of 200 or so owners, you’ll have little if any influence over the ship’s itinerary. But you can be assured that, over the course of two or three years, your home will visit nearly every major port on the planet. Some residential ships make a point of being in Cannes for the annual film festival, in Rio for Carnivale, or in other seasonally appropriate locations. But between ports, tenants may find the range of activities onboard a bit limiting; these ships have fewer shops, shows, and other diversions than vessels of similar size that cater to vacationing tourists. In addition, you’re bound to miss certain conveniences of home, such as a choice of medical and dental facilities, your favorite local businesses, and the proximity of friends and family. On the other hand, you won’t need a car, and you can hardly offer a more attractive vacation getaway for visiting guests.
A Titanic Investment
The first residential cruise ship to set said is called The World, and it launched from Norway in 2002. Although no prices are currently listed—the cabins are presumably all sold, though occasional turnover is inevitable—the last time I checked, prices ranged from US$825,000 to $7 million, plus a 6% annual fee to cover maintenance, utilities, landing privileges on the ship’s helipad, and so forth. Some units could also be rented for anywhere from $1,200 to $4,200 per night. The ship features the usual luxuries, such as a casino, a theater, upscale restaurants, and a spa. Unlike ordinary cruise ships, The World typically spends two to five days in each port, giving tenants plenty of time to explore the world off the ship. The itinerary changes each year.
Another cruise vessel currently selling units (though it isn’t scheduled to launch until mid-2020) is the MV Narrative, which advertises prices “from only $352,235.” That’s for a 172-square-foot (16 m2) cabin on a lower deck—not including the $70-per-person-per-day maintenance fee. If you want a large cabin on an upper deck, you’ll be looking at spending upwards of $3 million dollars, plus $200 or more per day, per person. This ship seems to offer everything, including t’ai chi classes. Hmmmm. I wonder if they’ve lined up an instructor yet. I know a guy.
At least two more such cruise ships are also reportedly in the works—The Utopia (still at least a couple of years out) and The Marquette, which is unique in being a river cruise ship rather than an ocean liner; the plan is for it to travel the inland waterways of the eastern United States.
However, I have to wonder how safe an investment something like this is. When I first wrote here about cruise ship condos in 2006, at least three other major vessels were in various stages of preparation, and all those projects were apparently cancelled—the websites have been taken down, and I’ve found no evidence that they ever set sail. Those were The Four Seasons (a ship owned by and named after the hotel chain), which was supposed to launch in the fall of 2007; The Orphalese, which was supposed to set sail in 2008; and The Magellan (which hadn’t even begun construction at the time but was already selling condos)—that one appealed to me especially because it promised an observatory with an astronomer on staff. Maybe they would have succeeded had enough people gotten on board with the idea, early enough, but…I guess that ship has sailed.
Because I’ll probably never have the sort of money that would make owning a cruise ship condo even a remote possibility, I can’t say whether it would be worth the expense. In some respects, you undoubtedly get what you pay for, but then, I don’t really want or need to be surrounded with luxury all the time. If someone came up with a middle-class condo ship that a mere mortal such as myself could afford, though, I’d certainly consider taking my home with me as I travel the globe.
Note: This is an updated version of an article that originally appeared on Interesting Thing of the Day on June 30, 2006.
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Author: Joe Kissell